Fee Schedule

Service Fees:

NSF/Overdraft per item $30.00
Stop Payment $30.00
Return of a Deposited Item $30.00
Hand Post Fee $10.00
Monthly Dormant Fee $5.00


Other Fees:  
Incoming Wire $15.00
Outgoing Wire $25.00
Minimum Wire Amount: $300.00
Outgoing International Wire $45.00
Additional fees apply to wires sent in US currency
Western Union $18.50
Cashier’s Check $5.00
Third Party Check Fee  $5.00
Check Copy $5.00
Visa Payment by Phone $10.00
Statement Copy $5.00 1st page, $1.00 each add.
Federal Express $15.00 (by 3:00 delivery)
Shared Branching Fee: $3.50 per transaction
Debit Service Fees:  
Replacement Card $10.00
Replacement PIN $5.00
ATM Usage Fee $1.50 after first 5 transactions


Certificate of Deposit:  
Early penalty withdrawal is a three (3) months loss of interest.  
*Effective   7/14  

What's New

Current News

As you may be aware, Becton Dickinson, known as BD, has acquired CR Bard as of December 29, 2017.  Bard Employees Federal Credit Union is a separate entity and will continue our operations business as usual.  We thank our members for your continued support and wish you all a Happy and Prosperous New Year!

    First and Second Mortgages Available
   Take advantage of our excellent rates for both 1st and 2nd mortgage products.   Click here for more info

Auto Rates

New and used car loans available We offer financing for both new and used autos up to 5 years.    Click here for more info


Vacation loans are available in amounts up to $3,000. Take that vacation you've been dreaming of! Call today for an application.


  BEFCU New Member Referral Program. Click for more information