Flexibility is the key to our services! How can we help?
Loans
Loans
At Bard Employees FCU we utilize a system of lending called
Risked Based Lending which allows us to respond to the lending needs of all
our members.
If you have spent a lifetime perfecting your credit then you will be
rewarded for your efforts with low interest rates. If you have experienced
some financial hurdles which have resulted in less than perfect credit, then
we can still help you.
The interest rate that you qualify for is exclusively determined by your credit rating.
Business Funding
We offer fast and easy small business funding and short term financing in 3, 4, or 5 months up to 1 year.
Entrust MCA Entrust offers simple and fast funding approvals for your business funding with financing up to 250,000. Entrust is an easy way to get your business growing.
Green Capital Green is a leader in the small business financing industry. Offering easy financing for your business and quick approvals on small business funding. Funding as low as 5000 a month in sales is all that is needed for an approval.
Auto Loans
We offer loans for both new and used auto loans in terms of 3, 4, or 5 years.
New Autos
We will finance 90% of the total price of a new auto
(including tax, dealer prep, delivery, etc.). Three (3) year rates start at
2.25%, four (4) year rates at 2.75% and five (5) year rates at 3.25%.
Used Autos
Contact us with the details of your used vehicle including Year, Make,
Model, VIN, Options and Mileage and we can calculate the amount we can lend
to you. Three (3) year rates start at 2.75%, four (4) year rates start at
3.25% and five (5) year rates start at 3.75%.
Unsecured Personal Loans
Signature/Co-Signature Loans
Loans are available for up to $10,000 and up to a five year term.
Rates start at 8%.
Other Loans and Business Funding Options
Short Term, Small Amount Loan
No credit check required, Small Business no credit check funding available up to $100,000 and a 26 week repayment option. Contact office for application and additional details.
Share Secure Loans
Available for any amount or term. 2% above the interest rate being
earned on the account pledged.
Student Loans
Click here for more information.
Student Loan Consolidation
Click here for more information.
What's New
First and Second Mortgages Available
Take advantage of our excellent rates for both 1st and 2nd mortgage products.
Click here for more info
New and used car loans available We offer financing for both new and used autos up to 5 years. Click here for more info
We are offering our 15 year Fixed Rate 2nd Mortgage at a rate of 4.99% and our 10 year Fixed Rate 2nd Mortgage at a rate of 4.85%. Click here to apply.
BEFCU New Member Referral Program. Click for more information