New Member Referral Program

New Member Referral Program

If your friends and family members are looking for a financial institution that offers great products and personalized services than look no further than Bard Employees Federal Credit Union. And, if you recommend us, we will reward you through our
BEFCU New Member Referral Program. Even better, there is no limit on the number of members you can refer or the amount of rewards you can earn!

So how does it work?
(1) You will fill out the “Current Member” portion of the referral form and give it to the person you are referring. The person you are referring can be an immediate family member of yours or a fellow CR Bard employee. Existing members are NOT eligible for this program.
(2)The person who is being referred will give this form to BEFCU when his/her savings and checking account is opened. The new member must open a Savings and Checking Account and sign up for Direct Deposit and enroll for a MasterCard® Debit Card. 10 Debit Card transactions must be completed within 45 days of opening the account.
(3) You both will receive a $25.00 account credit after the required conditions are met.

By participating in the BEFCU New Member Referral Program both you, our loyal member, and the person you are referring will enjoy a great incentive as well as the great services and products Bard Employees Federal Credit Union has to offer.
Questions about the Referral Program? Feel free to call us at (908) 277-8130 or email us at .

Click to download the new member referral form

*Bard Employees Federal Credit Union reserves the right to discontinue the program at any time without notice. To receive any of the rewards described, the person being referred must not be an existing member of the credit union in any capacity and must not have been a member who closed an account within the last 6 months. All new accounts are subject to our normal approval process. A referring member may receive multiple incentives for referring multiple new members who meet the criteria for membership and the offer. A new member may only receive one reward for being referred, but may receive additional incentives by referring other new members who meet the criteria for membership and the offer. All criteria must be met within 45 days of account activation to qualify. Once it is determined that the new member qualifies for the reward by meeting the criteria set forth, the referrer and new member will be paid the incentive with a deposit to his/her existing BEFCU savings account within 45 days. Early termination fee of $75 assessed to new member if checking account is closed within 6 months. Member responsible for paying all taxes associated with the reward.

What's New


    First and Second Mortgages Available
   Take advantage of our excellent rates for both 1st and 2nd mortgage products.   Click here for more info

Auto Rates

New and used car loans available We offer financing for both new and used autos up to 5 years.    Click here for more info


We are offering special loan rates for both new and used autos for purchase or refinance!  Rates start at 1.50%.  Apply today!!  Click here for more info


Vacation loans are available in amounts up to $3,000. Take that vacation you've been dreaming of! Call today for an application.


  BEFCU New Member Referral Program. Click for more information